1st Century Bancshares, Inc. operates as a bank holding company for 1st Century Bank, National Association that provides a range of banking services. Its deposits products include business and personal checking, money market, attorney-client trust, and trust accounts, as well as certificates of deposits. The company also offers loans consisting of business and personal lines of credit and term loans; tenant improvement and equipment financing; bridge and/or specific purpose loans; commercial, industrial, multi-family, and 1-4 single family residential real estate loans; and personal home equity loans and lines of credit. In addition, it provides cash management services; debit and credit cards; and online banking services. The company serves family owned businesses and their employees, professional service firms, real estate professionals and investors, small and medium-sized businesses, and high net worth individuals, as well as the legal, accounting, and medical professions. It operates a branch office and a private banking center in Los Angeles, as well as relationship offices in Santa Monica and Beverly Hills, California. The company was founded in 2003 and is headquartered in Los Angeles, California.