Genworth Financial, Inc. provides insurance, retirement, and homeownership solutions in the United States and internationally. It operates through U.S. Life Insurance, International Mortgage Insurance, U.S. Mortgage Insurance, International Protection, and Runoff segments. The U.S. Life Insurance segment offers and manages various life insurance, long-term care insurance, and fixed annuity products. The International Mortgage Insurance segment provides mortgage insurance products and related services in Canada and Australia, as well as participates in select European and other countries. Its products insure prime-based, individually underwritten residential mortgage loans, also known as flow mortgage insurance. The U.S. Mortgage Insurance segment offers mortgage insurance products primarily insure prime-based, individually underwritten residential mortgage loans. The International Protection segment provides payment protection coverages in various European countries and internationally. Its lifestyle protection insurance products primarily help consumers meet specified payment obligations should they become unable to pay due to accident, illness, involuntary unemployment, disability, or death. The Runoff segment covers non-strategic products, which primarily include variable annuity, variable life insurance, institutional, corporate-owned life insurance, and accident and health insurance products. This segment’s institutional products consist of funding agreements, funding agreements backing notes, and guaranteed investment contracts. It distributes its products and services through financial intermediaries, advisors, independent distributors, affinity groups, and dedicated sales specialists. Genworth Financial, Inc. was founded in 2003 and is headquartered in Richmond, Virginia.