HopFed Bancorp, Inc. operates as the bank holding company for Heritage Bank USA, Inc. that provides various banking products and services. It accepts various deposit products, including money market accounts, passbook savings accounts, individual retirement accounts, certificates of deposit, and interest-bearing demand deposits and time deposits. The company also offers various loans comprising one-to-four family residential mortgage loans, multi-family residential and non-residential real estate loans, construction loans, commercial real estate loans, commercial loans, and loans secured by savings deposits, as well as automobile loans, home equity loans, and home improvement loans. In addition, it owns a low income senior citizen housing facility that offers apartments for rent in Bowling Green, Kentucky. Further, the company invests in the U.S. government agency securities, municipal and corporate bonds, collateralized mortgages obligations, and mortgage-backed securities. It operates through a network of 18 branch offices located in Middle Tennessee and Western Kentucky. The company was founded in 1879 and is headquartered in Hopkinsville, Kentucky.