Astoria Financial Corporation operates as the holding company for Astoria Bank that provides various financial products and services to individuals and businesses in the United States. The company accepts various deposit products, including passbook and statement savings accounts, money market accounts, NOW and demand deposit accounts, and certificates of deposit. It also offers multi-family and commercial real estate loans, and residential mortgage loans; consumer and other loans, such as home equity lines of credit, overdraft protection, lines of credit, and passbook loans; and commercial and industrial loans comprising secured lines of credit, equipment loans, letters of credit, and term loans. In addition, the company provides life insurance agency services. As of October 28, 2015, it operated through 87 convenient banking branch locations; 1 business banking office in Manhattan; and various delivery channels, including mobile banking app. The company was founded in 1888 and is headquartered in Lake Success, New York.