Total System Services, Inc. provides electronic payment processing and other services to card-issuing and merchant acquiring institutions. The company offers issuer account solutions, including processing the card application, initiating service for the cardholder, processing each card transaction for the issuing retailer or financial institution, and accumulating the account's transactions; fraud management services for monitoring the unauthorized use of accounts; and other services, such as customized communications to cardholders, and information verification associated with granting credit, debt collection, and customer service. It also provides processing services, acquiring solutions, related systems, and integrated support services that consist of processing various payment forms, which include credit, debit, prepaid, electronic benefit transfer, and electronic check; authorization and capture of transactions; clearing and settlement of transactions; information reporting services related to transactions; merchant billing services; and point-of-sale equipment sales and service. In addition, the company offers merchant support and underwriting, and business and value-added services, as well as prepaid cards for businesses. Total System Services, Inc. provides its services through online accounting and electronic payment processing systems. It operates primarily in the United States, Europe, Canada, Mexico, the Caribbean, the Middle East, Africa, the Asia Pacific, and Brazil. The company was founded in 1982 and is based in Columbus, Georgia.