UBS AG, a financial services firm, provides wealth management, asset management, and investment banking products and services to private, corporate, and institutional clients worldwide. The company is also involved in retail and commercial banking in Switzerland. Its Wealth Management and Swiss Bank division provides financial services to high net worth individuals worldwide, as well as to private and corporate clients in Switzerland. This division offers financial advice, and products and tools for individual needs; and various banking services, such as deposits and lending. The company’s Wealth Management Americas division provides advice-based solutions to ultra high net worth and high net worth individuals, and families. This division operates domestic U.S. business, the domestic Canadian business, and international business booked in the United States. UBS AG’s Global Asset Management division offers investment solutions to various asset classes comprising equities, fixed income, currency, hedge fund, real estate, infrastructure, and private equity. This division also provides legal fund set-up, and accounting and reporting services for investment funds and alternative funds. The company’s Investment Bank division offers products and services in equities, fixed income, foreign exchange, and commodities to corporate and institutional clients, sovereign and government bodies, financial intermediaries, alternative asset managers, and its wealth management clients. This division engages in sales, trading, and market-making activities across a range of securities; and provides advisory and analytics services in capital markets. UBS AG also offers treasury services. The company was founded in 1862 and is headquartered in Zurich, Switzerland.