Ameris Bancorp operates as the bank holding company for Ameris Bank that provides banking services to retail and commercial customers in Georgia, Alabama, Florida, and South Carolina. The company operates through three segments: Banking Division, Mortgage Division, and SBA Division. It offers a range of deposit accounts and services, including commercial and retail checking accounts, regular interest-bearing savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also provides commercial real estate loans; residential real estate mortgage loans; agricultural loans; commercial and industrial loans; and consumer loans, such as motor vehicle, home improvement, home equity, student, and signature loans, as well as small personal credit lines. It operates 73 domestic banking offices and 9 mortgage production offices. Ameris Bancorp was founded in 1971 and is headquartered in Moultrie, Georgia.