ACE Limited, through its subsidiaries, provides a range of insurance and reinsurance products to insureds worldwide. The company’s Insurance–North American segment offers various property and casualty (P&C), accident and health, and risk management products and services; property, general and excess liability, workers’ compensation, commercial marine, automobile liability, professional lines, errors and omissions, medical liability, and aerospace insurance coverage; claims and risk management products and services; accident and other supplemental insurance programs; credit card enhancement programs; disaster recovery programs; medical managed care, integrated disability, and pre-loss control services; and salvage and subrogation, and health care recovery services, as well as peril crop and crop/hail insurance. Its Insurance–Overseas General segment writes various insurance products, including P&C, professional lines, marine, energy, aviation, political risk, specialty consumer-oriented products, and accident and supplemental health products. The company’s Global Reinsurance segment provides property catastrophe reinsurance to commercial and personal property insurers; proportional property and per risk excess of loss treaty reinsurance; traditional and specialty property reinsurance, including casualty, marine, and aviation reinsurance; and medical malpractice reinsurance. Its Life segment underwrites protection and savings products comprising whole life, endowment plans, individual term life, group term life, group medical, personal accident, universal life, and unit linked contracts. The company was founded in 1985 and is headquartered in Zurich, Switzerland.