ACI Worldwide, Inc. develops, markets, installs, and supports a line of software products and services for facilitating electronic payments worldwide. It offers online banking and cash management products, such as ACI Enterprise Banker, an Internet-based product for financial institutions that provide customers with electronic payment initiation capability, information reporting, and other payment related services; and ACI Global Banker, which offers access to corporate cash management, trade finance, FX services, reporting, and data exchange. The company also provides retail payments processing products designed to route electronic payment transactions from transaction generators to the acquiring institutions for the authorization of payment; ACI Card and merchant management solutions; and wholesale banking payment solutions that offer payments processing, bulk payments processing, and global messaging. In addition, it offers ACI Retail Commerce Server, an integrated suite of electronic payments for retailers to manage store and gift card, and loyalty programs. Further, the company provides payment fraud detection products, including ACI Proactive Risk Manager and ACI Case Manager for securing of payments against fraud and money laundering; and tools and infrastructure products, which offer specific technology extensions to augment the business services. ACI Worldwide, Inc. sells its products under the ACI Worldwide and ACI Payment Systems brands. The company distributes its products through independent reseller and distributor networks to financial institutions, retailers, and electronic payment processors. It has strategic alliances with Hewlett-Packard Company, IBM Corporation, and Oracle Corporation. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. ACI Worldwide, Inc. was founded in 1993 and is headquartered in New York, New York.