Aegon N.V. provides life insurance, pensions, and asset management services. The company operates through the Americas, the Netherlands, the United Kingdom, and New Markets. The company offers life and protection products, such as traditional and universal life, endowment, term, and whole life insurance products; and supplemental health, accidental death and dismemberment insurance, critical illness, cancer treatment, credit/disability, income protection, travel, and long-term care insurance. The company also provides individual savings and retirement products, including variable annuity products and retail mutual funds, as well as fixed annuity products; employer solutions and pensions comprising 401(k)-type plans and stable value solutions, and individual and group pensions sponsored by or obtained through an employer; and mortgages, annuity products, and saving deposits. In addition, it offers general insurance products consisting of automotive, liability, disability, household insurance, and fire protection. The company markets its products through various sales and distribution channels, including affinity groups, banks, benefit consulting firms, direct to consumer, independent and career agents, independent marketing organizations, institutional partners, regional and independent broker-dealers, registered representatives, third party administrators, wirehouses, worksites, the Internet, mutual fund dealers, independent managing general agencies, and financial planners. It has operations in the United States, Canada, Mexico, and Brazil; the Netherlands, the United Kingdom, the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey, Ukraine, Spain, Portugal, and France; and Asia. Aegon N.V. was founded in 1983 and is headquartered in The Hague, the Netherlands.