American Safety Insurance Holdings, Ltd. offers specialty insurance and reinsurance products to small and medium-sized businesses in the United States and internationally. Its Excess and Surplus Lines division provides environmental insurance products, such as general contractor pollution and/or professional liability coverage; primary general liability coverage for residential and commercial risks; excess and umbrella liability coverage in the construction and products liability areas; and property and packaged property and liability. This division also offers surety products, including contract performance and payment bonds to environmental and construction contractors; general and professional liability for nursing homes and assisted living facilities; coverage for primary and following-form excess directors and officers liability; stand alone employment practices liability; fiduciary liability; and primary and excess coverage for miscellaneous professional liability risks. The company’s Alternative Risk Transfer division provides specialty programs comprising property and liability coverage for construction contractors, pest control operators, auto dealers, real estate brokers, consultants, restaurant and tavern owners, and bail bondsmen; and general and professional liability for businesses in the healthcare and construction industries. Its Assumed Reinsurance division offers treaty reinsurance products, such as medical malpractice, general liability, commercial automobile and professional liability, workers compensation, and property catastrophe products for captives, risk retention groups, and specialty insurance companies. It markets its insurance products through independent insurance agents and brokers. The company was formerly known as American Safety Insurance Group, Ltd. and changed its name to American Safety Insurance Holdings, Ltd. in July 2003. American Safety Insurance Holdings, Ltd. was founded in 1986 and is based in Hamilton, Bermuda.