BBCN Bancorp, Inc. operates as the bank holding company for BBCN Bank that provides commercial banking services primarily to small- to medium-sized businesses and individuals in the United States. The company offers short-term and long-term deposits comprising personal and business checking accounts, money market accounts, savings, certificates of deposits, and individual retirement accounts. It also provides a range of loans, including commercial loans to businesses for various purposes, which consist of working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; commercial real estate loans; small business administration loans; and consumer loans, such as auto, home equity, and signature loans. In addition, the company offers trade finance services that comprise issuing and advising on letters of credit for export and import businesses, as well as handles documentary collections. Further, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; mobile banking application for smartphones; debit card services; travelersí checks, safe deposit boxes, and other customary bank services; and Internet banking and bill-pay services, as well as operates automated teller machines. The company operates through 50 branches in California, New York, Chicago and Seattle metropolitan areas, New Jersey, and Virginia; and 6 loan production offices in Dallas, Seattle, Atlanta, Northern California, Denver, and Annandale, Virginia. The company was formerly known as Nara Bancorp, Inc. and changed its name to BBCN Bancorp, Inc. in November 2011. BBCN Bancorp, Inc. was founded in 1989 and is headquartered in Los Angeles, California.