BCB Bancorp, Inc. operates as the holding company for BCB Community Bank that provides banking products and services to businesses and individual in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposits, individual retirement accounts, NOW accounts, and term certificate accounts. It also provides loans, such as commercial and multi-family real estate loans, one-to four-family mortgage loans, construction loans, consumer loans, commercial business loans, small business administration lending services, and home equity loans and home equity lines of credit. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, gift cards, fraud detection services, and automated teller services. As of April 17, 2015, it operated 15 full-service offices in Bayonne, Colonia, Hoboken, Fairfield, Jersey City, Monroe Township, Rutherford, South Orange, and Woodbridge, New Jersey; and Staten Island, New York. The company was founded in 2000 and is based in Bayonne, New Jersey.