BNC Bancorp operates as the bank holding company for Bank of North Carolina that provides commercial banking products and services to individuals, and small and medium size businesses. The company offers a range of deposit services, including non-interest bearing demand accounts, interest-bearing demand and savings accounts, money market accounts, time deposits, negotiable order of withdrawal accounts, and fixed interest rate certificates with varying maturities. Its loan products portfolio comprises commercial and industrial loans and leases for working capital, expansion, and other business purposes; real estate loans, including home equity credit lines, as well as loans for purchasing and refinancing 1-4 family, multi-family, and commercial properties; real estate loans for constructing 1-4 family and multi-family residential properties, the acquisition and development of land, and the construction of commercial properties; and consumer and other loans comprising automobile loans, boat and recreational vehicle financing, and miscellaneous secured and unsecured personal loans. The company also offers safe deposit boxes and other associated services. It operates 30 branch offices and 1 limited service office in North and South Carolina. The company was founded in 1991 and is headquartered in High Point, North Carolina.