BOK Financial Corporation, a financial holding company, provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. The company operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury and cash management services, and customer risk management products for small businesses, middle market, and larger commercial customers. It also operates TransFund electronic funds network. The Consumer Banking segment provides lending and deposit services to small business customers through the retail branch network, as well as involved in mortgage banking activities. The Wealth Management segment offers fiduciary, private bank, and investment advisory services; and underwrites state and municipal securities, as well as engages in brokerage and trading activities. The company also provides automated teller machines (ATM), Internet banking, mobile banking, and call center services. As of December 31, 2014, it operated 2,080 TransFund ATM locations. BOK Financial Corporation was founded in 1910 and is headquartered in Tulsa, Oklahoma.