Baldwin & Lyons, Inc., together with its subsidiaries, engages in marketing and underwriting property and casualty insurance products primarily in the United States. The company operates through two segments, Property and Casualty Insurance, and Reinsurance. It provides a range of fleet transportation insurance products, such as commercial motor vehicle liability, physical damage, and other liability insurance; workers compensation insurance; specialized accident that include medical and indemnity insurance products for independent contractors; non-trucking motor vehicle liability insurance for independent contractors; fidelity and surety bonds; and inland marine products consisting of cargo insurance. The company also offers various additional services, including risk surveys and analyses, safety program design and monitoring, government compliance assistance, loss control, and cost studies; research, development, and consultation in connection with new insurance programs that comprise development of computerized systems to assist customers in monitoring their accident data; and claims handling services to clients with self-insurance programs. In addition, it accepts cessions and retrocessions from selected insurance and reinsurance companies; and provides reinsurance coverage for property and casualty events. Further, the company provides private passenger automobile liability and physical damage coverage products to individuals through a network of independent agents; and range of professional liability products through wholesale and retail agents, as well as business owners’ and commercial property policies. Baldwin & Lyons, Inc. was founded in 1930 and is headquartered in Carmel, Indiana.