Cardtronics, Inc. provides automated consumer financial services through its network of automated teller machines (ATMs) and multi-function financial services kiosks. It operates through U.S., Europe, and Other International segments. The company offers cash dispensing and bank account balance inquiries, as well as other consumer financial services, including bill payments, check cashing, remote deposit capture, and money transfer services. It also provides various forms of managed services solutions, such as monitoring, maintenance, cash management, communications, customer service, and transaction processing services to operate ATMs and financial services kiosks for its merchant customers. In addition, the company offers surcharge-free ATM access to customers of participating financial institutions; and owns and operates an electronic funds transfer transaction processing platform that provides transaction processing services to its network of ATMs and financial services kiosks, as well as other ATMs under managed services arrangements. As of December 31, 2014, it owned and operated approximately 110,200 retail ATMs in the United States (U.S.), the U.S. territories of Puerto Rico, the U.S. Virgin Islands, the United Kingdom, Germany, Canada, and Mexico. The company was formerly known as Cardtronics Group, Inc. and changed its name to Cardtronics, Inc. in January 2004. Cardtronics, Inc. was founded in 1989 and is headquartered in Houston, Texas.