City Holding Company operates as the bank holding company for City National Bank of West Virginia that provides various banking products and services. It offers various deposit products. The company’s loan portfolio comprises commercial and industrial loans comprising loans to corporate borrowers primarily in small and mid-size industrial and commercial companies, and automobile dealers, as well as service, retail, and wholesale merchants; commercial real estate loans consisting of commercial mortgages, such as hotel/motel and apartment lending; residential real estate loans; home equity loans and lines-of-credit; consumer loans secured by automobiles, boats, recreational vehicles, and other personal property; DDA overdrafts; and previously securitized loans. It also offers trust and investment management services; various insurance products and services; and ATMs, check cards, interactive voice response systems, and Internet technology services. As of June 1, 2012, the company operated 73 branch locations serving communities across West Virginia, Kentucky, Virginia, and Ohio. City Holding Company was founded in 1982 and is headquartered in Charleston, West Virginia.