Central Valley Community Bancorp operates as the holding company for Central Valley Community Bank that provides various commercial banking services to individuals, and business and professional communities in the central valley area of California. Its deposit products include interest-bearing deposits comprising savings, NOW, money market, and time certificate of deposit accounts; and non-interest bearing demand deposits. The company’s loan portfolio comprises commercial and industrial loans; real estate construction, land development, and other land loans; equity loans and lines of credit; loans to finance agricultural activities and other loans to farmers; and loans to individuals for household, family, and other personal expenditures. It also provides domestic and international wire transfer, safe deposit box, Internet banking, insurance, and other customary banking services. As of May 21, 2015, the company operated 21 full-service banking offices located in Clovis, Exeter, Fresno, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Sacramento, Stockton, Tracy, and Visalia, California. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.