ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company’s deposit products include savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit, individual retirement accounts, and other qualified plan accounts, as well as commercial checking accounts for businesses. It also offers residential first mortgage loans, including one- to four-family and construction mortgage loans; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, as well as various unsecured or secured loans, loans secured by deposits, personal loans, and automobile loans. In addition, the company provides asset management and trust services, as well as investment services through its relationship with PRIMEVEST Financial Services, Inc. As of September 30, 2011, it operated 17 full-service banking offices located in Monroe, Lehigh, and Northampton counties in Pennsylvania. The company was founded in 1916 and is based in Stroudsburg, Pennsylvania.