East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to small and medium-sized businesses, business executives, professionals, and other individuals. The company operates in three segments: Retail Banking, Commercial Banking, and Other. It offers various deposit products comprising personal and business checking and savings accounts, time deposits and individual retirement accounts, travelers’ checks, safe deposit boxes, and MasterCard and Visa merchant deposit services. The company’s lending portfolio consists of residential single-family and multifamily loans; commercial real estate loans, and construction and land loans; trade finance loans; commercial business loans, including accounts receivable, small business administration, inventory, and working capital loans; and consumer loans, including non-guaranteed student loans, home equity lines of credit, auto loans, and insurance premium financing loans. In addition, it provides financing to facilitate its clients business transactions between Asia and the United States. As of January 21, 2015, the company operated approximately 130 locations in California, Georgia, Nevada, New York, Massachusetts, Texas, and Washington; 5 full-service branches in Hong Kong, Shanghai, Shantou, and Shenzhen; and 5 representative offices in Beijing, Chongqing, Guangzhou, Xiamen, and Taipei. East West Bancorp, Inc. was founded in 1998 and is based in Pasadena, California.