First Defiance Financial Corp. operates as the holding company for First Federal Bank of the Midwest that provides financial services to communities based in northwest Ohio, northeast Indiana, and southeastern Michigan. It offers checking accounts, money market accounts, savings accounts, term certificate accounts, and certificates of deposit; residential and non-residential real estate, commercial, home improvement and home equity, and consumer loans; and depository, trust, wealth management, and online banking services. The company also operates as an insurance agency that sells a range of property and casualty, group health and life, and individual health and life insurance products in the Defiance, Bryan, Bowling Green, Maumee, and Oregon areas of Ohio. It operates through 33 full service banking centers. The company was founded in 1935 and is headquartered in Defiance, Ohio.