First Financial Bancorp. operates as the holding company for First Financial Bank, National Association that provides commercial banking and other banking, and banking-related services to individuals and businesses in Ohio, Indiana, and Kentucky. It offers various deposit products that include interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. The company also provides commercial loans for various purposes comprising inventory, receivables, and equipment; real estate loans secured by residential property or commercial property; consumer loans, such new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, it offers a range of trust and asset management services; and lease and equipment financing services. As of April 14, 2015, the company operated 107 banking centers. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.