First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services primarily in Texas. It offers general commercial banking services, including accepting and holding checking, savings, and time deposits; automated teller machines; drive-in and night deposit services; safe deposit facilities; remote deposit capture; Internet banking; mobile banking; payroll cards; transmitting funds; and other customary commercial banking services. The company also provides retirement and employee benefit accounts, such as 401(k) profit sharing plans and IRAs; personal trust services, which include the administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; securities brokerage services; and loans, such as real estate, consumer, commercial, financial, and agricultural loans to businesses, professionals, individuals, and farm and ranch operations. As of December 31, 2011, it had 52 financial centers across Texas, with 10 locations in Abilene; 2 locations in Cleburne; 2 locations in Stephenville; 3 locations in Granbury; 2 locations in San Angelo; 3 locations in Weatherford; and 1 location each in Mineral Wells, Hereford, Sweetwater, Eastland, Ranger, Rising Star, Cisco, Southlake, Aledo, Willow Park, Brock, Alvarado, Burleson, Crowley, Keller, Trophy Club, Boyd, Bridgeport, Decatur, Roby, Trent, Merkel, Clyde, Moran, Albany, Midlothian, Glen Rose, Odessa, Fort Worth, and Huntsville, Texas. First Financial Bankshares, Inc. was founded in 1890 and is based in Abilene, Texas.