Farmers Capital Bank Corporation, a bank holding company, provides a range of banking and financial services to individual, business, agriculture, government, and educational customers. The company’s primary deposit products include checking, savings, and term certificate accounts; and principal lending products comprise residential mortgage, commercial lending, consumer installment loans, construction loans, mortgage loans, and personal loans and lines of credit. It also offers other services, which include cash management services, letters of credit, safe deposit box rental, and funds transfer services. In addition, the company acts as a trustee of personal trusts; a executor of estates; a trustee for employee benefit trusts; and a registrar, transfer agent, and paying agent for bond issues, as well as serves as an agent in providing credit card loans. Further, it offers investment and other services; performs data processing services for nonaffiliated entities; and manages real estate properties. As of May 8, 2012, the company operated 36 banking locations in 23 communities throughout Central and Northern Kentucky. Farmers Capital Bank Corporation was founded in 1850 and is headquartered in Frankfort, Kentucky.