1st United Bancorp, Inc. operates as the financial holding company for 1st United Bank that provides financial services to residents and businesses in Florida. Its deposit products include checking accounts, money market accounts, certificates of deposit, individual retirement accounts, sweep investment capabilities, negotiable order of withdrawal accounts, savings accounts, time deposits, and demand deposits. The company’s loan portfolio comprises commercial loans consisting of collateralized loans for working capital, business expansion, and purchase of equipment and machinery; small business loans; export-import bank insured or guaranteed loans; residential real estate loans for borrowers to purchase, refinance, and construct upon or improve real property; home equity loans; and consumer loans, including collateralized and uncollateralized loans for financing automobiles, boats, home improvements, and personal investments. It also provides automated teller machine, telephone, and Internet banking services. As of February 8, 2012, the company operated 19 branches in Brevard, Broward, Indian River, Miami-Dade, Palm Beach, Pasco, and Pinellas counties in South Florida. 1st United Bancorp, Inc. is headquartered in Boca Raton, Florida.