Fulton Financial Corporation operates as a multi-bank financial holding company that provides a range of banking and financial services to businesses and consumers. It offers personal banking services that include various checking account and savings deposit products, certificates of deposit, and individual retirement accounts. The company also offers consumer loan products comprising home equity loans and lines of credit, as well as automobile loans, automobile and equipment leases, personal lines of credit, and checking account overdraft protection; various fixed and variable-rate products, including construction loans and jumbo loans; and residential mortgages. In addition, it provides various commercial lending products, such as commercial, financial, agricultural, and real estate loans; and equipment leasing, letters of credit, cash management services, and deposit products to commercial customers. Further, the company offers investment management, trust, brokerage, insurance, and investment advisory services to consumer and commercial banking customers. Additionally, it is involved in reinsuring credit life, and accident and health insurance; owning investment securities and trust preferred securities; and selling various life insurance products. The company offers its products and services through branch banking, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. As of March 17, 2015, it operated approximately 250 branches in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. Fulton Financial Corporation was founded in 1882 and is headquartered in Lancaster, Pennsylvania.