Hallmark Financial Services, Inc., an insurance holding company, markets, distributes, underwrites, and services property/casualty insurance products to businesses and individuals in the United States. The company operates in the Standard Commercial, Specialty Commercial, and Personal segments. The Standard Commercial segment offers standard commercial lines insurance primarily in the non-urban areas of Texas, New Mexico, Idaho, Oregon, Montana, Washington, Utah, Wyoming, Arkansas, Hawaii, and Missouri. Its products include commercial automobile, general liability, umbrella, commercial property, commercial multi-peril, business owners, and occupational accident insurance products. This segment also provides workers compensation insurance in Texas and Montana. The Specialty Commercial segment markets, underwrites, finances, and services commercial lines insurance. Its commercial insurance products consists of commercial automobile, general liability, commercial property, commercial excess liability, and commercial umbrella insurance products. This segment also offers general aviation property/casualty insurance, such as aircraft insurance, airport liability insurance, and satellite launch insurance products, as well as provides medical professional liability insurance products. The Personal segment offers personal automobile and renters insurance products. The company markets its insurance products through independent general agents, retail agents, and specialty brokers. Hallmark Financial Services, Inc. was founded in 1987 and is headquartered in Fort Worth, Texas.