HDFC Bank Limited, together with its subsidiaries, provides retail banking, wholesale banking, treasury, and other financial services to individual and business customers in India. It offers various deposit products, including current accounts, savings accounts, salary accounts, fixed and recurring deposits, demat accounts, safe deposit lockers, and rural accounts; loan products comprising personal, home, car, two wheeler, educational, and rural loans, as well as loans against assets and government sponsored programs; credit, debit, and prepaid cards; travel, remittance, and other foreign exchange services; and private banking services. The company also provides stock broking services to access and trade in various investment products, such as equities, derivatives, currency futures, mutual funds, IPOs, bonds, corporate fixed deposits, and insurance products; equity Investment advice and an execution platform; and asset management services to manage various mutual funds, including children’s gift funds, fund of fund schemes, debt/income funds, fixed maturity plans, equity/growth funds, liquid funds, exchange trade funds, and quarterly interval funds. In addition, it offers real estate services to facilitate buying, selling, or leasing of residential/commercial properties; life, health, motor, travel, home, personal accident, and commercial insurance products; and loans for business expansion, working capital requirements, school admissions, weddings, and vacations. As of March 31, 2012, the company operated a network of 2,544 branches and 8,913 ATMs in 1,399 cities. HDFC Bank Limited was founded in 1994 and is based in Mumbai, India.