The Hartford Financial Services Group, Inc., together with its subsidiaries, provides insurance and financial services primarily in the United States and Japan. The company’s Property & Casualty Commercial segment offers workers’ compensation, property, automobile, marine, livestock liability, and umbrella coverages, as well as customized insurance products and risk management services, including professional liability, fidelity, surety, and specialty casualty coverages. Its Group Benefits segment provides group life, accident and disability coverage, group retiree health, and voluntary benefits to individual members of employer groups, associations, affinity groups, and financial institutions. The company’s Consumer Markets segment offers standard automobile, homeowners, and home-based business coverages to individuals; and operates a member contact center for health insurance products that are provided through the AARP Health program. Its Individual Annuity segment offers individual variable, fixed market value adjusted, and fixed and single premium immediate annuities. The company’s Life Insurance segment sells life insurance products, including variable universal life, universal life, and term life. Its Retirement Plans segment provides government plans to corporations, municipalities, and not-for-profit organizations. The company’s Mutual Funds segment offers retail mutual funds, investment-only mutual funds, and college savings plans; and proprietary mutual funds that support insurance products. The Hartford Financial Services Group, Inc. was founded in 1810 and is headquartered in Hartford, Connecticut.