Hampton Roads Bankshares, Inc. operates as the bank holding company for Bank of Hampton Roads (BOHR) and Shore Bank that provide community and commercial banking services primarily to individuals and small to medium-sized businesses. It provides traditional deposit and loan services, as well as telephone banking and Internet banking services. The company also offers interest-bearing and noninterest-bearing deposit accounts, including commercial and retail checking accounts, negotiable order of withdrawal accounts, savings accounts, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio is comprised of commercial and industrial, construction, real estate-commercial mortgage, real estate-residential mortgage, and installment loans to individuals. In addition, the company offers travelersí checks, coin counters, wire services, and safe deposit box services; cash management products, including remote deposit capture; and letters of credit and standby letters of credit to commercial customers. Further, it provides securities, brokerage, and investment advisory services; and non-deposit investment products, such as stocks, bonds, annuities, mutual funds, insurance products, and financial consultations, as well as engages in originating and processing mortgage loans. As of December 31, 2011, the company operated 46 branches and a network of 53 ATMs. It has operations in Virginia and North Carolina; and the eastern shore of Maryland and Virginia. The company was founded in 1961 and is headquartered in Norfolk, Virginia.