Heartland Payment Systems, Inc. provides payment processing services in the United States. It offers end-to-end electronic payment processing services to merchants by facilitating the exchange of information and funds between them and cardholders financial institutions; and undertakes merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support, and risk management services. The company also sells and rents point-of-sale devices. It also offers various solutions to support administrative services for higher education, such as student loan payment processing, delinquency and default services, refund management, tuition payment plans, electronic billing and payment, tax document services, and business outsourcing services, as well as open- and closed-loop payment solutions to colleges and universities. In addition, the company provides cafeteria POS solutions to schools; online prepayment solutions to allow parents to fund accounts for school lunches or other on-campus activities; value-added products and services; and back-office management software, hardware, annual technical support, and training. Further, it offers payroll processing services comprising check printing, direct deposit, and related federal, state, and local tax deposits; and time clock sales and integrations, accounting documentation, and human resources information. Additionally, the company offers unattended online wireless credit card-based payment systems, and unattended value top-up systems for off-line closed-loop smart card based payment systems; loyalty and gift cards; and POS solutions, payment processing capabilities, and other business service applications to hospitality and retail industries. It markets its card payment processing services directly to small and mid-sized merchants and network services merchants. The company was incorporated in 2000 and is based in Princeton, New Jersey.