Heritage Commerce Corp. operates as the bank holding company for Heritage Bank of Commerce that provides a range of commercial and personal banking services to residents and the business/professional community in Santa Clara, Alameda, and Contra Costa counties in California. Its deposit products for retail and business banking markets include checking accounts, interest-bearing transaction accounts, savings accounts, time deposits, and retirement accounts. The company's loan portfolio comprises commercial loans, including operating secured and unsecured loans for working capital, equipment purchase, and other business purposes; small business administration loans; secured commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes built by developers on speculative undeveloped properties; home equity lines of credit; and miscellaneous consumer loans comprising loans for financing automobiles, various consumer goods, and other personal purposes. It also offers cashier's checks, bank-by-mail, ATM, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online banking, online bill pay, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services. The company operates through 10 full service branch offices in San Jose, Fremont, Danville, Gilroy, Los Altos, Los Gatos, Morgan Hill, Mountain View, Pleasanton, and Walnut Creek, as well as a loan production office in Santa Rosa. The company was founded in 1993 and is headquartered in San Jose, California.