Hudson Valley Holding Corp. operates as the bank holding company for Hudson Valley Bank, which provides banking and related services to businesses, professionals, municipalities, not-for-profit organizations, and individuals in New York. Its deposit products include checking, money market, savings, and time deposits, as well as non interest bearing demand deposits. The company’s loan portfolio comprises commercial real estate loans; construction loans secured by land for both residential and commercial development; residential real estate loans, including 1-4 family residential mortgages, multi-family residential loans, and various home equity line of credit products; commercial business loans, and lines of credit to businesses and professionals; installment loans and reserve lines of credit to individuals; and lease financing principally for office equipment, telephone systems, computer systems, energy saving improvements, and other special use equipment for businesses, professionals, and not-for-profit organizations. It also provides investment management and broker-dealer services. In addition, the company, through a marketing and licensing agreement with the application vendor, provides a software application that meets administrative needs of bankruptcy trustees. As of April 25, 2012, it operated 36 branch offices, including 18 in Westchester County, 5 in Manhattan, 4 in Bronx County, 2 in Rockland County, and 1 in Kings County, New York; and 5 in Fairfield County and 1 in New Haven County, Connecticut. The company was founded in 1982 and is headquartered in Yonkers, New York.