The Governor and Company of the Bank of Ireland provides banking and other financial services to small and medium-sized commercial and industrial companies in Ireland and internationally. The company’s products include interest and non-interest bearing current accounts; demand and time deposit accounts; savings accounts; loans to customers, including overdrafts, installment credit, and finance lease receivables; and mortgage loans for house purchases, home improvement loans, and secured personal loans, as well as term loans, working capital finance, and business and corporate loans. It also offers international asset financing, leasing, installment credit, invoice discounting, foreign exchange facilities, and interest and exchange rate hedging instruments; and executor, trustee, life assurance, pension, and financial advisory services, including mergers and acquisitions. In addition, the company provides treasury products and services, credit card, online and telephone banking services, private banking, and fiduciary services; and car, home, and life insurance products, as well as offers an ATM infrastructure and related services in various post office locations. Further, it provides foreign currency note services and international money payment services to various banking institutions throughout the United States and Canada. As of December 31, 2010, it operated 298 bank branches, including 254 branches in Ireland and 44 branches in northern Ireland, as well as 1,280 ATMs. The Governor and Company of the Bank of Ireland was founded in 1783 and is headquartered in Dublin, Ireland.