Lakeland Bancorp, Inc. operates as the bank holding company for Lakeland Bank that provides banking services for individuals, professionals, and small to medium sized businesses in northern and central New Jersey. The company accepts various deposit products, including checking accounts, savings accounts, time accounts, NOW accounts, money market accounts, demand deposits, and certificates of deposits, as well as offers safe deposit services. It also offers loans comprising short and medium term loans, lines of credit, letters of credit, inventory and accounts receivable financing, real estate construction loans, residential mortgage loans, merchant credit card services, commercial and industrial loans, secured and unsecured loans, consumer installment loans, home equity loans and lines, and automobile loans. In addition, the company provides wire transfer, Internet banking, mobile banking, night depository, cash management, wealth management, and investment and advisory services. Further, it offers equipment leasing services; and securities brokerage services, including mutual funds and variable annuities. As of April 23, 2015, the company operated a network of 51 offices and 2 loan production offices located in Bergen, Essex, Middlesex, Morris, Passaic, Somerset, Sussex, Union and Warren counties, as well as a loan production office located in the Hudson Valley area of New York State. Lakeland Bancorp, Inc. was founded in 1969 and is headquartered in Oak Ridge, New Jersey.