Fidelity Southern Corporation operates as the bank holding company for Fidelity Bank that provides financial products and services for business and retail customers primarily in Georgia. The company accepts various deposit products, including savings deposits, noninterest-bearing demand deposits, interest-bearing demand deposits, money market accounts, time deposits, and brokered time deposits. It also offers various loan products comprising commercial and industrial loans, commercial loans secured by real estate, small business administration loans, construction and residential real estate loans, direct and indirect automobile loans, residential mortgage and home equity loans, and secured and unsecured installment loans, as well as provides credit card services and brokerage services. In addition, the company offers international trade services, such as letters of credit, foreign currency drafts, foreign and documentary collections, export finance, and international wire transfers; trust services; and merchant services through agreements with third parties, as well as investment services through an agreement with an independent broker-dealer. Further, it provides Internet banking services, which include online bill pay and Internet cash management services to individuals and businesses, as well as remote deposit services. Additionally, the company, through its subsidiaries, operates as an insurance agency offering consumer credit related insurance products; and issues trust preferred securities. As of April 20, 2012, it operated 28 branches in Atlanta, Georgia; 1 branch in Jacksonville, Florida; and 1 insurance office in Atlanta, Georgia. Fidelity Southern Corporation was founded in 1973 and is headquartered in Atlanta, Georgia.