Lakeland Financial Corporation operates as the holding company for Lake City Bank that provides various financial services to individuals and businesses in Indiana, the United States. The company offers various deposit products, including non-interest bearing deposits; interest-bearing checking, savings, and money market deposits; and NOW and demand deposits. It also provides commercial and industrial loans, commercial real estate and multi-family residential loans, agri-business and agricultural loans, and other commercial loans; and consumer 1-4 family mortgage loans and other consumer loans. In addition, the company offers corporate treasury management, wealth advisory, trust, and wealth management services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; retail and merchant credit card services; and Internet business banking and on-line treasury management services. As of April 27, 2015, it operated 46 offices in Northern and Central Indiana. The company was founded in 1872 and is headquartered in Warsaw, Indiana.