Metro Bancorp, Inc. operates as the bank holding company for Metro Bank, which is a state-chartered bank that provides retail and commercial banking services for consumers, and small and mid-sized companies in Pennsylvania. The company offers various deposit products, including personal checking accounts, business checking accounts, regular savings accounts, money market accounts, interest checking accounts, fixed rate certificates of deposit, individual retirement accounts, and club accounts. It also provides a range of lending products consisting of commercial and industrial, owner occupied real estate, commercial construction, land development, and commercial real estate loans; consumer loan programs, including installment loans for home improvement and the purchase of consumer goods and automobiles, as well as home equity loans; overdraft checking protection; consumer and business credit cards; construction loans and permanent mortgages for homes; and small business administration loans. In addition, the company offers debit card services, online banking, safe deposit facilities, and automated teller facilities. As of December 31, 2011, it had a main office in Lemoyne, Pennsylvania, and 32 other full-service offices in Cumberland, Dauphin, York, Berks, Lancaster, and Lebanon counties in Pennsylvania. Metro Bancorp, Inc. was formerly known as Pennsylvania Commerce Bancorp, Inc. and changed its name to Metro Bancorp, Inc. in June 2009. The company was founded in 1984 and is headquartered in Harrisburg, Pennsylvania.