MutualFirst Financial, Inc. operates as a holding company for MutualBank that provides financial products services to individuals and businesses. The company accepts various savings deposit accounts, NOW and demand accounts, and certificates of deposit. Its loan portfolio consist of one-to four-family residential loans, multi-family and commercial real estate loans, construction and development loans, and commercial business loans, as well as consumer loans, including home equity loans and lines of credit, home improvement loans, auto loans, boat and recreational vehicle loans, loans secured by savings deposits, and credit card and unsecured consumer loans. In addition, the company operates as an insurance agent and sells life insurance, and credit-life and health insurance products. Further, it provides trust, investment, broker advisory, retirement plan, and private banking services. As of December 31, 2014, the company had 30 full-service retail financial centers in Delaware, Elkhart, Grant, Kosciusko, Randolph, St. Joseph, and Wabash counties in Indiana; trust offices located in Carmel and Crawfordsville; and a loan origination office in New Buffalo, Michigan. MutualFirst Financial, Inc. was founded in 1889 and is headquartered in Muncie, Indiana.