Prosperity Bancshares, Inc. operates as the holding company for Prosperity Bank that provides a range of financial products and services to small and medium-sized businesses, and consumers in Texas. The company offers various deposit products, including demand, savings, money market, and time accounts. It also provides one to four-family residential mortgage loans, commercial mortgage and multifamily residential loans, construction and land development loans, commercial and industrial loans, agricultural real estate loans, and non-real estate agricultural loans, as well as consumer loans, such as automobile, recreational vehicle, boat, home improvement, home equity, personal, deposit account collateralized, and consumer durables loans. In addition, the company offers overdraft protection, debit cards, Internet banking and other cash management services, and automated telephone banking services. As of December 31, 2011, Prosperity Bank operated 175 full-service banking locations, including 60 in the Houston area; 20 in the South Texas area consisting of Corpus Christi and Victoria; 33 in Central Texas area comprising Austin and San Antonio; 10 in the Bryan/College Station area; 21 in East Texas; and 31 in the Dallas/Fort Worth, Texas area. The company was founded in 1983 and is headquartered in Houston, Texas.