Renasant Corporation operates as a holding company for the Renasant Bank that provides financial and insurance services to retail and commercial customers. The company offers checking accounts, money market accounts, savings accounts, certificates of deposit, interest-bearing demand deposits, time deposits, individual retirement accounts, and health savings accounts. It also provides real estate construction loans, including loans for the construction of single family residential properties, multi-family properties, and commercial projects; real estate – 1-4 family mortgages; real estate–commercial mortgage loans; installment loans to individuals; business and personal loans; and equipment leasing, as well as safe deposit and night depository facilities. In addition, the company offers fiduciary services; administers qualified retirement plans, profit sharing and other employee benefit plans, personal trusts, and estates; and provides annuities, mutual funds and other investment services through a third party broker-dealer. Further it offers commercial and personal insurance through carriers. As of February 29, 2012, the company operated 78 banking and financial services offices in north and north central Mississippi, west and middle Tennessee, north and central Alabama, and north Georgia. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.