Shinhan Financial Group Co., Ltd. provides various financial products and services in South Korea and internationally. The company’s retail banking services include mortgage and home equity, and retail lending products; demand, savings, and fixed deposit-taking; checking accounts, and electronic banking and automatic teller machine (ATM) services; and bill paying, payroll and check-cashing, currency exchange, and wire fund transfer services. It also provides corporate banking services, such as investment banking comprising real estate financing, overseas real estate project financing, development project financing, infrastructure financing, structured financing, equity investments/venture investments, mergers and acquisitions consulting, and securitization; derivative services consisting of securities and derivative products, and foreign exchange trading; working capital loans and facilities loans; and treasury services. In addition, the company engages in treasury and investment activities in international capital markets, including foreign currency-denominated securities trading, foreign exchange trading and services, trade-related financial services, international factoring services, and foreign banking operations. Further, it provides trust account management, credit card, securities brokerage, life insurance, and asset management services, as well as leasing and equipment financing, regional and savings banking, loan collection and credit reporting, collective investment administration, private equity investment, and financial system development services. As of December 31, 2014, it operated a network of 901 service centers, 33 cash dispensers, and 7,434 ATMs. Shinhan Financial Group Co., Ltd. was founded in 1982 and is headquartered in Seoul, South Korea.