Shinhan Financial Group Co., Ltd. and its subsidiaries provide a range of financial products and services to corporations, governments, institutions, and individuals in Korea and internationally. The company’s deposit products include demand, savings, mutual installment, time, and housing subscription installment savings deposits; certificates of deposit; and time deposits, such as tax savings accounts. Its portfolio of loans comprises mortgage and home equity loans; other consumer loans; working capital loans; and facilities loans. The company also offers investment banking services, including underwriting and merger and acquisition advisory services, bond issuances, underwriting, capital increase, asset-backed securitizations, issuance of convertible bonds and bonds with warrants, structured financing, and issuance of asset-backed commercial papers, as well as project financings involving infrastructure, real estate, and shipbuilding. In addition, it provides leasing and equipment financing services; and brokerage services, including brokerage of stocks, corporate bonds, futures, and options. Further, the company offers treasury and securities investment, trust account management, credit card services, merchant banking services, non-performing loan collection and credit reporting, asset management, life and non-life insurance, and regional banking services. As of December 31, 2010, it had a network of 951 branches, 608 cash dispensers, and 6,819 ATMs in Korea. The company also operates a network of 59 offices in the United States, Canada, the United Kingdom, Japan, the People’s Republic of China, Germany, India, Hong Kong, Vietnam, Cambodia, Kazakhstan, and Singapore. Shinhan Financial Group Co., Ltd. was founded in 1982 and is headquartered in Seoul, South Korea.