Sun Life Financial Inc., a financial services organization, provides protection and wealth products and services to individuals and corporate customers worldwide. It operates through Sun Life Financial Canada, Sun Life Financial United States, MFS Investment Management, and Sun Life Financial Asia segments. The company provides permanent life, participating life, term life, universal life, critical illness, long-term care, and personal health insurance; and savings and retirement products comprising mutual funds, segregated funds, accumulation annuities, guaranteed investment certificates, and payout annuities, as well as accidental death insurance and personal health insurance products. It also offers life, dental, drug, extended health care, disability, and critical illness benefits programs; and voluntary benefits solutions directly to individual plan members, including post-employment life and health plans to plan members. In addition, the company provides group retirement products and services, including investment-only segregated funds and fixed rate annuities, stock plans, group life annuities, pensioner payroll services, and solutions for de-risking defined benefit pension plans. Further, it offers asset management services for retail and institutional investors through mutual and commingled funds, separately managed accounts, institutional products, and retirement strategies. The company markets and distributes its products through independent insurance and mutual fund licensed brokers, benefits consultants, broker-dealers, and direct sales agents. Sun Life Financial Inc. was founded in 1999 and is headquartered in Toronto, Canada.