Sumitomo Mitsui Financial Group, Inc., through its subsidiaries, provides various banking and financial products and services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates in four segments: Commercial Banking, Leasing, Securities, and Consumer Finance. The Commercial Banking segment offers various financial services, including personal bank accounts, investment trusts, pension-type insurance products, life insurance products, and housing loans to individuals; and deposits and loans, including syndicated loans, commitment lines, structured finance, and nonrecourse loans, as well as settlement services, cash management, leasing, factoring, management information systems consulting, collection and investment banking services to medium-sized companies. This segment also provides international banking services comprising loans, deposits, clearing services, trade finance, project finance, loan syndication, and global cash management services; and services related to money, foreign exchange, securities, and derivatives markets. The Leasing segment provides various leasing services, including equipment lease, operating lease, leveraged lease, and aircraft operating lease, as well as engages in the auto leasing business. The Securities segment offers financial products, investment consultation, and administration services to individual and corporate customers; and trading capabilities, debt and equity underwriting, and M&A advisory services for corporate customers. The Consumer Finance segment provides various credit cards and its related settlement and financing services; installment, such as shopping credit and automobile loan; collection outsourcing and factoring services; and consumer loans that consist of unsecured loans to individuals and loan guarantee. Sumitomo Mitsui Financial Group, Inc. is headquartered in Tokyo, Japan.