Sumitomo Mitsui Financial Group, Inc., through its subsidiaries, provides various banking and financial products and services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates in four segments: Commercial Banking, Securities, Leasing, and Credit Card. The Commercial Banking segment offers various financial services, including personal bank accounts, investment trusts, pension-type insurance products, life insurance products, and housing loans to individuals; and lending, cash management, settlement, leasing, factoring, management information systems consulting, collection, and investment banking services to mid-sized companies, and small- and medium-sized enterprises. It also provides various financial services, such as loans, deposits, and settlement services, as well as loan syndication, structured finance, commitment lines, and non-recourse loans to large corporations and listed companies; international banking services comprising project finance, loan syndication, and global cash management services; and services related to foreign exchange, securities, and derivatives. The Securities segment offers various financial products; investment consultation; and trading capabilities, debt and equity underwriting, and mergers and acquisitions advisory services, as well as administration services to its individual and corporate customers in Japan. The Leasing segment provides various leasing services, including equipment lease, operating lease, leveraged lease, and aircraft operating lease. The Credit Card segment provides various credit cards; and settlement and financing services primarily related to credit card transactions. Sumitomo Mitsui Financial Group, Inc. is headquartered in Tokyo, Japan.