StellarOne Corporation operates as the bank holding company for StellarOne Bank that provides a range of commercial banking, mortgage banking, and wealth management services to individuals, and small and middle-market businesses in Virginia. It accepts various deposit products, including demand and time deposit accounts, money market and checking accounts, certificates of deposit, and savings accounts. The company’s loan portfolio consists of construction and land development loans; commercial and consumer real estate loans; commercial and industrial loans to manufacturers, wholesalers and retailers of goods, service companies, and other industries; consumer loans, such as motor vehicle, home improvement, home equity, and small personal credit lines; and construction and commercial real estate mortgage loans. It also offers credit cards services; Internet banking access for banking services; mobile banking and online bill payment for consumers and commercial customers; and automated transaction locations. In addition, the company provides financial advisory services including financial planning, retirement planning, estate planning, trust, and custody services; and investment management, escrows, and retirement plans to businesses and individuals, as well as originates and acquires residential mortgages for sale into the secondary market. As of April 26, 2012, it operated approximately 50 full-service financial centers, 1 loan production office, and approximately 60 automated teller machines in the New River Valley, Roanoke Valley, Shenandoah Valley, and central and north central Virginia. The company was formerly known as Virginia Financial Group, Inc. and changed its name to StellarOne Corporation in February 2008. StellarOne Corporation was founded in 1911 and is headquartered in Charlottesville, Virginia.