Susquehanna Bancshares, Inc., through its subsidiaries, provides retail and commercial banking, and financial services in the mid-Atlantic region. Its retail banking services include checking, savings, and club accounts; money market accounts, certificates of deposit, and individual retirement accounts; check cards and debit cards; and home equity lines of credit, residential mortgage loans, home improvement loans, automobile loans, and personal loans. The company’s commercial banking services comprise business checking accounts and money market accounts; land acquisition and development loans, commercial loans, and small business loans, as well as floor plan, equipment, and working capital lines of credit; and cash management services. It also offers financial services, including commercial, property, and casualty insurance; risk management programs for medium and large sized companies; and traditional trust and custodial services, as well as acts as administrator, executor, guardian, and managing agent for individuals, businesses, and non-profit entities. In addition, the company provides investment advisory, asset management, and brokerage services for institutional and high net worth individual clients; retirement planning services; equity management services for the assets of institutions, pensions, endowments, and high net worth individuals; and consumer vehicle financing services. Further, it offers Internet banking services. As of July 2, 2012, the company operated 260 branch offices in Pennsylvania, New Jersey, Maryland, and West Virginia. Susquehanna Bancshares, Inc. was founded in 1982 and is based in Lititz, Pennsylvania.