The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services to individuals, and small and mid-size businesses in the United States. It offers various deposit products and services, including savings accounts, checking accounts, healthcare accounts, money market accounts, commercial accounts, and prepaid and payroll cards. The company also provides securities backed lines of credit, automobile fleet and other equipment leasing, small business administration loans, and loans generated for sale into capital markets primarily through commercial mortgage backed securities. In addition, it offers private label banking for investment advisory companies; credit and debit card payment processing for merchants affiliated with independent service organizations; institutional banking for trust companies, registered investment advisers, broker-dealers, and other firms; and Internet banking services. The Bancorp, Inc. was founded in 1999 and is based in Wilmington, Delaware.