The Bancorp, Inc. operates as the holding company for The Bancorp Bank that provides various commercial and retail, and related banking products and services to small and mid-size businesses, and their principals in the United States. The company’s deposit products and services comprise checking accounts, savings accounts, healthcare interest bearing accounts, money market accounts, certificates of deposit, and prepaid and payroll cards, as well as commercial accounts, such as general commercial checking, small business checking, business savings, and business money market accounts. It also offers commercial term loans, commercial mortgage loans, commercial lines of credit, 1-4 family construction loans, and direct lease financing; commercial construction, acquisition, and development loans; and consumer loans, such as loans for consumers to finance personal residences, automobiles, home improvements, and for other purposes. In addition, the company provides other banking services comprising private label banking, merchant card processing, and wealth management services; and Internet banking services. It serves Philadelphia, Delaware, Chester, Montgomery, Bucks, and Lehigh counties in Pennsylvania; New Castle County in Delaware; and Mercer, Burlington, Camden, Ocean, and Cape May Counties in New Jersey. The company was founded in 1999 and is based in Wilmington, Delaware.