Texas Capital Bancshares, Inc. operates as the holding company for Texas Capital Bank, National Association that provides various banking products and services for commercial businesses, and professionals and entrepreneurs in Texas. The company’s deposit products include commercial and consumer checking accounts, lockbox accounts, cash concentration accounts, other treasury management products, savings accounts, money market accounts, and certificates of deposit. Its loan portfolio comprises commercial loans and leases; real estate loans; construction loans; loans held for sale; and letters of credit. The company also provides trust and wealth management services, including investment management, personal trust and estate services, custodial services, retirement accounts, and related services, as well as offers retirement products comprising individual retirement accounts and administrative services for retirement vehicles, such as pension and profit sharing plans. It has its primary banking offices in Dallas, Houston, Fort Worth, Austin, and San Antonio. As of December 31, 2011, the company conducted business at 13 full service banking locations and 1 operations center. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.