The Toronto-Dominion Bank, together with its subsidiaries, provides various banking products and financial services worldwide. The company operates through Canadian Retail, U.S. Retail, and Wholesale Banking segments. It offers telephone, Internet, and mobile banking services to personal and small business customers through a network of branches and automated banking machines in Canada. The company also provides financing, investment, cash management, and international trade services to medium and large Canadian businesses; financing options to customers at point-of-sale for automotive, recreational, power sports, and marine purchases through its auto dealer network; credit cards; direct investing, advice, and asset management services to retail and institutional clients; and home, auto, credit protection, travel, and life and health insurance products, as well as credit life products through direct channels. In addition, it offers retail and commercial banking services, as well as wealth management services in the United States through a network of stores. Further, the company provides capital market and investment banking services, as well as underwriting and distribution services of new debt and equity issues; advising service on strategic acquisitions and divestitures; and daily trading, funding, and investment need services. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.