The Toronto-Dominion Bank, together with its subsidiaries, provides financial and banking services in North America and internationally. The company’s Canadian Personal and Commercial Banking segment offers various financial products and services to personal and small business customers. It also provides banking solutions through telephone and Internet banking, as well as operates approximately 2,780 automated banking machines, and a network of 1,150 branches located in Canada. In addition, this segment offers financing, investment, cash management, and international trade services to medium-sized Canadian businesses; a range of insurance products, including home and automobile coverage, and life and health insurance in Canada and the United States; business property and casualty business in the United States; and credit protection coverage on lending products. Its Wealth Management segment offers direct investing, advice, and asset management services to institutional and retail clients. The company’s U.S. Personal and Commercial Banking segment provides retail and commercial banking operations in the United States. This segment offers its financial products and services through a network of approximately 1,281 stores located from Maine to Florida. Its Wholesale Banking segment provides a range of capital markets and investment banking products and services comprising underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and meeting the daily trading, funding, and investment needs. This segment serves companies, governments, and institutions in financial markets worldwide. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.